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| About Us Contact Us Terms of Service Privacy Policy Virtual Trading New! Search: |
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Welcome to the OptionInvestor.com web site (the or this “Site”) where you can
find the financial solution that is right for you quickly. This Site is owned
and operated by AdAuthority, Inc., (the “Company” or “we” or “us”). At the
Company, we recognize and respect the importance of your information security
and personal privacy. That's why we are committed to handle your information in
a secure environment. By using the Site and submitting online personally
identifiable information about yourself, you are consenting to our use of your
information as described below.
Your Acceptance of These Terms By using this Site, including, without limitation, signing up for offers and/or continuing to receive information from The Company, you signify your acceptance of this Privacy Policy, and you expressly consent to our use and disclosure of your personal information (including, but not limited to, name, address, email, phone number, billing details, preferences, etc.) in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to our Terms and Conditions and other terms relative to the Site. This Privacy Policy is effective for all users. Application and Inquiry Forms To find out about loan products using the Site, you must enter information about yourself, including without limitation your name, address, zip, home & work phone number, e-mail address, best time to call, and other financial, tax, and credit information. Through our application technology, we match you with providers in our lender, credit and debt solutions network that are best suited to meet your needs based on information you submit to us. By clicking “Submit” you verify that all of the information you have entered is true and correct to the best of your knowledge, and that by entering false information you may be in violation of DNC and CAN SPAM regulations. By submitting your information, you understand that you are consenting to be contacted via telephone and/or email, regardless of whether your phone number is on any Do Not Call list(s). If you apply for a financial product, you authorize financial services providers to use information you submit about yourself on this Site to process your application, to evaluate your eligibility and process your transaction, and to send you information and applications regarding loan consolidation. These financial services providers may have their own privacy policies on how they handle your personal information. Financial services providers are subject to federal and state laws and regulations that regulate their lending, credit and debt services practices. Although we contractually require them not to disclose confidential consumer information to others, we have no direct control over their information-handling practices and are not liable for any disclosure by third parties of your personal information. Log Files For system-administration purposes, we also log Internet protocol (IP) server addresses, and we catalog traffic patterns through this Site. However, we do not link this information to your personal information. Sharing of Information We may share personally identifiable information (including, but not limited to, name, address, email, phone number, billing details, preferences, etc.) with our third party affiliates for the purposes of direct mail, email marketing, and telemarketing. Legal Disclaimer We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to comply with the law or enforce or apply our Terms and Conditions or protect the rights, property, or safety of the Site, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. Due to the existing regulatory environment, we cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Privacy Policy. Safeguarding Your Information We endeavor to safeguard and protect our users' information. When you submit information on this Site, your information is protected both online and offline. The privacy of your personal information is very important to us. The servers in which we store personally identifiable information are kept in a secure physical environment. Please be advised that, although we take every reasonable technological precaution available to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure. Therefore, we cannot warrant that your information will be absolutely secure. Any transmission of data at or through our Site is at your own risk. However, access to your information is strictly limited, and not accessible to the public. Our employees are dedicated to ensuring the security and privacy of all The Company user information. Business Transfers As we continue to develop our business, we might form, sell or buy subsidiaries or business units. In such transactions, customer information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy Policy (unless, of course, the customer consents otherwise). Also, in the unlikely event that we sell substantially all of our assets or stock, customer information will of course be one of the transferred assets. External Links Our Site may include links to other websites. If you decide to follow these links, we are not responsible for the privacy policies and content of these sites. Generally, we will inform you of these links. We Want Your Information to be Accurate We follow reasonable commercial standards to ensure that information we receive from you is used accurately in our network of financial institutions and affiliates. Terms and Conditions and Other Notices and Revisions If you choose to visit the Site, your visit and any dispute over privacy is subject to this Privacy Policy and our Terms and Conditions and other terms and conditions, including limitations on damages, and application of the law of the State of California. If you have any concern about privacy or terms of use of the Site, please contact us with a thorough description, and we will try to resolve it. Our business changes constantly, and our Privacy Policy and the Terms and Conditions will change also. You should check the Site frequently to see recent changes. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account. We stand behind the promises we make, however, and do not intend to materially change our policies and practices to make them less protective of customer information collected in the past without the consent of affected customers. We may amend this Privacy Policy at any time by posting the amended terms on the Site. All amended terms shall automatically be effective ten (10) days after they are initially posted on the Site. Opting Out We provide you the opportunity to opt-out of having your personally identifiable information used for certain purposes, when we ask for this information. If you submit an inquiry, and do not wish to receive any additional marketing material from us, you can indicate your preference on the form. If you wish to opt-out of our database, email support@optioninvestor.com . Special Notification for California Residents Individual customers who reside in California and have provided their personal information may request information regarding disclosures of this information to third parties for direct marketing purposes. Such requests must be submitted to us at the following mailing address: Option Investor Privacy Request, 2275 Rio Bonito Way Suite 210, San Diego, CA 92108. This request may be made no more than once per calendar year. We reserve our right not to respond to requests submitted other than to the address specified in this paragraph. Contacting Us If you wish to contact us via U.S. Mail, you may write to us with your specific instructions at: Option Investor, 2275 Rio Bonito Way Suite 210, San Diego CA, 92108. Please provide complete information to facilitate your request, as well as your contact information. Last Updated: 2/1/2007 |
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